Gather any witnesses to the accident: When involved in an accident, multiple witnesses can usually offer their version of the events. Provided the other motorist caused the accident, you need to speak to the witnesses and ask them to give a written statement. Furthermore, before leaving the scene, ask any bystanders for their contact information. Otherwise, if you rely on the other drive to tell the truth, you will face an uphill battle with the insurance company.

Talk to an lawyer: If you are in a minor accident and don’t suffer injuries, you can probably deal with the other driver’s insurance company. However, when in a serious accident, you need to look for car accident lawyers in your area. With a qualified legal expert on your side, you can win in court and secure the judgment you deserve. Think about it, when working with judges, lawyers and insurance companies, you will face an uphill battle if you don’t hire a professional. Since a lawyer can negotiate on your behalf, this is an easy way to save money and receive top-dollar for your pain and suffering.

Never take the first offer: Often, insurance companies will count on a victim to take a lowball offer. Since people are not qualified or well-versed in negotiating sizable settlements, it’s best to counter offer. With a five-minute phone call, you can watch as the other driver’s insurance company ups their offer significantly. If you aren’t comfortable with negotiating, call a lawyer who can sit down with the other insurance provider and hash out a deal.

When you want to receive top dollar for your car accident settlement, take time to plan out your attack. With witnesses on your side and a well-trained lawyer, you can win your case and enjoy a sizable settlement. When you do so and counter offer, you won’t suffer from disappoint as you will receive a fair offer from an insurance company.